General Terms:
Trade Date : 23 February 2005 (time of execution available upon request).
Effective Date : 24 February 2005.
Termination Date : The final Coupon Amount Payer Payment Date.
Notional Amount : EUR 20.692.000.00
Floating Amount    
Floating Amount Payer : Party B
Floating Amount Notional
Amount
: Notional Amount
Floating Amount Payer
Payment Date(s)
: 31 January, 30 April, 31 July and 31 October in each year from and including April 2005 up to and including January 2010 subject to adjustment with the Modified Following Business Day convention
Floating Rate Option : EUR EURIBOR Telerate
Spread : Plus 0.030%
Designated Maturity : 3 months, except that Linear Interpolation shall be applicable for the initial Calculation Period
Floating Rate Day Count Fraction : Actual/360
Reset Dates: : The first day of each Calculation Period
Business Days: : TARGET Settlement Days
Fixed Amount
Party A shall pay to Party B an amount equal to 5.20% of EUR 20.692.000 on 24 February 2005.
Day Count Fraction: : Act/Act ISMA
Coupon Amounts
Coupon Amounts Payer : Party A
Coupon Amount Payer
Payment Dates
: 31 January in each year commencing January 2006 up to and including January 2010
Coupon Amount : An amount in EUR calculation by the Calculation Agent in accordance with the following formula:
If the Event occurs, the annual coupon payment is equal to:
NA*Max { 1.00%;  { 0.50%+Max  { 0% [ MUICP_Final-MUICP_Initial  ]
MUICP_Initial
Otherwise:1.00% *NA